AI-native finance OS · Built for Vietnam

The Finance Operating System for Vietnam.

AI-powered invoice processing, procurement, 3-way matching, approvals, payments, compliance and cash-flow forecasting — unified into one intelligent platform.

BancoOS dashboard preview showing invoices processed, matched rate, exceptions, cash position and AP cash-flow forecast

Why Finance Teams Are Switching

From fragmented manual finance operations to an AI-native Finance Operating System built for Vietnam.

Manual AP Today

Slow, error-prone, and no visibility

Legacy
Workflow
1
Invoices arrive
Via email, portal, or post
2
Excel tracking
Data entry and updates
3
Email approvals
Endless back-and-forth
4
Manual matching
PO, GR & Invoice manually
5
Payment delays
Waiting on approvals
6
Cashflow uncertainty
No real-time visibility
The Hidden Cost
Approval Time
0 hrs
Average
Manual Touches
0
Per Invoice
Invoice Cost
0
Per Invoice
Visibility
Low
Across the process
Rework, errors, and delays impact your bottom line.
Teams spend time chasing invoices instead of driving value.

Intelligent. Automated. Real-time.

AI-Powered
Workflow
1
Invoices arrive
Email, portal, EDI, or upload
2
AI Capture
OCR extracts data instantly
3
3-Way Match
PO, GR & Invoice matched
4
AI Copilot
Exceptions flagged & resolved
5
Approval
Smart routing & approvals
6
Payment
On-time, accurate payments
7
Cashflow Forecast
Real-time visibility & insights
Business Impact
Approval Time
0 hrs
Average
Manual Touches
0
Per Invoice
Invoice Cost
0
Per Invoice
Visibility
Real-time
End-to-end visibility
Faster approvals. Lower costs. Real-time control.
Finance teams focus on strategy, not spreadsheets.
0%
Faster Processing
From days to hours
0%
Lower Invoice Cost
Save on manual effort
0×
Better Visibility
Real-time cash insights
0%
Compliance Ready
Audit trail built-in
Why finance teams switch

Five outcomes finance teams feel in the first quarter.

Reduce manual work
0%

AI handles capture, coding and matching so your team stops chasing paper.

Faster approvals
0×

Policy-aware routing moves invoices through the right approvers in hours, not days.

Live GDT validation
0%

Every e-invoice verified against the General Department of Taxation in real time.

Automatic 3-way matching
0%

POs, GRs and invoices reconciled instantly. Exceptions surface — not the routine.

Accurate cash-flow forecasting
0days

Extend runway with payment timing and AI-driven cash projections.

Interactive simulation

Don't read about it. Try it.

Step through a real BancoOS workflow. No login. No demo data tour.

Stage 01 / 06

Drop an invoice. Anywhere.

Email it, drag it, scan it from mobile, or let BancoOS auto-pull from your inbox. PDF, image, e-invoice XML — all welcome.

  • Email-to-inbox
  • Mobile capture
  • ERP sync
  • API ingestion
📄
INV-9821

Drop zone · all formats

AI Finance Copilot

A finance analyst that never sleeps.

Copilot drafts replies, resolves exceptions, suggests POs, optimizes payment timing and explains its reasoning — in your language.

  • Plain-language explanations on every action
  • Confidence scoring with full audit trail
  • Bilingual: English + Tiếng Việt
  • Always on. Always learning from your team.
BancoOS Copilot
thinking
Confidence
98%
Actions
12
Saved
₫4.2M
Built for Vietnam

Compliance is not a feature. It's the foundation.

Real-time, native integrations with the GDT, MISA, Business Central, the MST registry and every major Vietnamese bank.

  • Sub-second GDT validation
  • MST registry vendor checks
  • Two-way MISA & Business Central sync
  • Direct bank rails — no file uploads
GDT
Tax authority · live
MST Registry
Vendor master
Business Central
Microsoft ERP
MISA
ERP sync
Banks
VCB · TCB · BIDV
Audit chain
Tamper-proof log
Security

Built like a bank. Audited like one too.

Browser
TLS 1.3
BancoOS
Zero-trust gateway
Encryption
AES-256 · KMS
Database
Encrypted at rest
Audit chain
Immutable · hashed
Verified
SOC 2 · ISO 27001
ROI calculator

See your number. Right now.

2,000
50 people
48 hrs
₫120,000
Hours saved / month
0 hrs
Money saved / month
₫0
DPO improvement
0 days
Estimated ROI
0%
Pricing

Simple plans. Serious value.

Starter
For finance teams getting started.
Coming soon
  • Up to 500 invoices / mo
  • AI extraction
  • 3-way matching
  • Email support
Start free trial
Most popular
Growth
For scaling operations.
Coming soon
  • Up to 5,000 invoices / mo
  • AI Copilot
  • GDT + MST integrations
  • ERP sync
  • Priority support
Start free trial
Business
For multi-entity finance.
Coming soon
  • Up to 25,000 invoices / mo
  • Multi-entity consolidation
  • SSO & SCIM
  • Audit chain export
Start free trial
Enterprise
For complex deployments.
Coming soon
  • Unlimited volume
  • Dedicated infrastructure
  • Custom integrations
  • 24/7 SLA
Talk to sales
FAQ

Questions, answered.

  • AI invoice processing uses optical character recognition and large language models to read supplier invoices the moment they arrive — by email, upload or e-invoice feed. BancoOS extracts header fields, line items, tax codes and GDT validation status with field-level confidence, so finance teams stop typing invoices and start reviewing exceptions.

    See the platform

Ready to modernize your finance operations?

Join the finance teams in Vietnam already running on BancoOS.