Finance automation for distributors and wholesalers
Distribution finance teams move thousands of invoices a week across warehouses, brands and bank accounts. BancoOS unifies capture, matching, approvals and payments so the close is days — not weeks.
What BancoOS does for distribution
- AI invoice capture for high-volume supplier billing.
- 3-way matching across warehouses and partial deliveries.
- Credit notes, rebates and promotional accruals.
- Bank payments and supplier remittance with full audit trail.
- Live cash position across brands and entities.
The receivable side of distribution
Distribution runs on credit, so the customer ledger matters as much as the supplier one. BancoOS tracks what each retailer, wholesaler or key account owes you, holds their payment terms and credit limit on the customer record, and refuses a new invoice for a customer on hold or over the limit. Aging, overdue days and the collections worklist are calculated from the receipts ledger itself, so your team chases from live numbers rather than a rebuilt spreadsheet.
Integrations that matter
Native connectors for MISA, Business Central and major Vietnamese banks let you keep your ERP and banking stack while moving operational finance into BancoOS.
Frequently asked questions
›Does BancoOS support multi-warehouse goods receipts?
Yes. BancoOS matches each invoice line against the relevant warehouse goods receipt, supports partial deliveries and rolls quantities up to the PO for variance reporting.
›Can BancoOS handle supplier rebates and credit notes?
Yes. Credit notes are captured with the same AI pipeline as invoices, matched against the original purchase document and posted to your ERP with the correct GL impact.
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