Finance automation for distributors and wholesalers

On the supplier side, purchasing confirms price, each warehouse confirms deliveries, and AP matches invoices to the received portion. Leave undelivered quantities open on the PO and track returns separately; do not aggregate warehouses in a way that loses receipt references.

On the customer side, link receipts to invoices and bank references, and resolve unallocated receipts before collection follow-up. A missing receipt reference is not a purchasing variance. See customer invoices and receipt allocation and partial-delivery matching.

• AI invoice capture for high-volume supplier billing.
• 3-way matching across warehouses and partial deliveries.
• Credit notes, rebates and promotional accruals.
• Bank payments and supplier remittance with full audit trail.
• Live cash position across brands and entities.

Distribution runs on credit, so the customer ledger matters as much as the supplier one. BancoOS tracks what each retailer, wholesaler or key account owes you, holds their payment terms and credit limit on the customer record, and refuses a new invoice for a customer on hold or over the limit. Aging, overdue days and the collections worklist are calculated from the receipts ledger itself, so your team chases from live numbers rather than a rebuilt spreadsheet.

Native connectors for MISA, Business Central and major Vietnamese banks let you keep your ERP and banking stack while moving operational finance into BancoOS.