The Finance Operating System for Vietnam.
AI-powered invoice processing, procurement, 3-way matching, approvals, payments, compliance and cash-flow forecasting — unified into one intelligent platform.
Trusted by early design partners
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Why Finance Teams Are Switching
From fragmented manual finance operations to an AI-native Finance Operating System built for Vietnam.
Manual AP Today
Slow, error-prone, and no visibility
Intelligent. Automated. Real-time.
Five outcomes finance teams feel in the first quarter.
AI handles capture, coding and matching so your team stops chasing paper.
Policy-aware routing moves invoices through the right approvers in hours, not days.
Every e-invoice verified against the General Department of Taxation in real time.
POs, GRs and invoices reconciled instantly. Exceptions surface — not the routine.
Extend runway with payment timing and AI-driven cash projections.
Don't read about it. Try it.
Step through a real BancoOS workflow. No login. No demo data tour.
Drop an invoice. Anywhere.
Email it, drag it, scan it from mobile, or let BancoOS auto-pull from your inbox. PDF, image, e-invoice XML — all welcome.
- Email-to-inbox
- Mobile capture
- ERP sync
- API ingestion
Drop zone · all formats
A finance analyst that never sleeps.
Copilot drafts replies, resolves exceptions, suggests POs, optimizes payment timing and explains its reasoning — in your language.
- Plain-language explanations on every action
- Confidence scoring with full audit trail
- Bilingual: English + Tiếng Việt
- Always on. Always learning from your team.
Seven AI capabilities. One trust principle.
From invoice capture to bilingual Copilot and hierarchical learning — every feature is auditable, explainable and human-approved.
AI improves the recommendations. It never silently changes the money.
- 01Intelligent Capture
- 02AI 3-Way Matching
- 03Intelligence Engine
- 04Financial Intelligence Platform
- 05AI Finance Copilot
- 06Role-Aware Advisor
- 07Hierarchical Learning
Start where your work lives.
Each area has its own pillar page with workflows, ROI models and Vietnam compliance detail.
Compliance is not a feature. It's the foundation.
Real-time, native integrations with the GDT, MISA, Business Central, the MST registry and every major Vietnamese bank.
- Sub-second GDT validation
- MST registry vendor checks
- Two-way MISA & Business Central sync
- Direct bank rails — no file uploads
Built like a bank. Audited like one too.
See your number. Defensible.
A sub-six-month payback on enterprise software is a genuinely strong sale. Most enterprise SaaS can't show under twelve.
Model uses conservative assumptions: 60% processing time reduction, only 40% of labour credited as cash, 8% of invoices capture early-pay discount at 1.5%. Cost reflects real deployment pricing.
Simple plans. Serious value.
- Up to 500 invoices / mo
- AI extraction
- 3-way matching
- Email support
- Up to 5,000 invoices / mo
- AI Copilot
- GDT + MST integrations
- ERP sync
- Priority support
- Up to 25,000 invoices / mo
- Multi-entity consolidation
- SSO & SCIM
- Audit chain export
- Unlimited volume
- Dedicated infrastructure
- Custom integrations
- 24/7 SLA
Questions, answered.
AI invoice processing uses optical character recognition and large language models to read supplier invoices the moment they arrive — by email, upload or e-invoice feed. BancoOS extracts header fields, line items, tax codes and GDT validation status with field-level confidence, so finance teams stop typing invoices and start reviewing exceptions.
See the platform
Ready to modernize your finance operations?
Join the finance teams in Vietnam already running on BancoOS.