Question 1

What is AI invoice processing?

Accepted Answer

AI invoice processing uses optical character recognition and large language models to read supplier invoices the moment they arrive — by email, upload or e-invoice feed. BancoOS extracts header fields, line items, tax codes and GDT validation status with field-level confidence, so finance teams stop typing invoices and start reviewing exceptions.

Question 2

What is 3-way matching?

Accepted Answer

3-way matching is the control that compares a supplier invoice against the purchase order that authorised the spend and the goods receipt that confirmed delivery. BancoOS runs the match automatically across quantity, price and tolerance, flags only the lines that disagree, and routes them to the right approver — turning a multi-day reconciliation into a few minutes of exception handling.

Question 3

How does BancoOS integrate with MISA?

Accepted Answer

BancoOS connects to MISA SME and MISA AMIS over their published APIs. Posted invoices, approvals and payments sync to MISA in near real-time, with two-way mapping for accounts, suppliers, cost centres and tax codes. Your accountants keep MISA as the book of record while operating in BancoOS day to day.

Question 4

How does BancoOS validate GDT invoices?

Accepted Answer

Every invoice is checked against the Tax Department (GDT) registry the moment it lands in the workspace. BancoOS verifies the seller tax code (MST), invoice serial, issue date and total — flagging mismatches, duplicates and unregistered suppliers before they enter the approval workflow.

Question 5

Does BancoOS support Business Central?

Accepted Answer

Yes. BancoOS has a native Microsoft Dynamics 365 Business Central connector covering vendors, GL accounts, dimensions, purchase orders and posted invoices. Vietnamese tax codes and e-invoice metadata flow through automatically, so a single Business Central tenant can serve Vietnam operations without custom middleware.

Question 6

How secure is BancoOS?

Accepted Answer

BancoOS is built to enterprise-finance standards: SOC 2 Type II controls, ISO 27001 alignment and full Vietnam PDPA compliance. All data is encrypted in transit and at rest, every action is signed, and every approval carries a tamper-proof audit chain that auditors can replay end-to-end.

Question 7

Can BancoOS replace Excel?

Accepted Answer

For accounts payable, procurement and cash-flow workflows — yes. BancoOS replaces the spreadsheets finance teams maintain for invoice trackers, approval logs, payment runs and forecast models with a single live system of record. Excel stays useful for ad-hoc analysis; the operational source of truth moves into BancoOS.

Question 8

Does BancoOS handle accounts receivable?

Accepted Answer

Yes. BancoOS tracks customer invoices, records receipts against them, and derives outstanding balances, aging and overdue days from the payment ledger itself, so the aging report is never a stale spreadsheet. Customers are identified by MST against the tax registry, collections activity is logged per invoice, and every action is audited. Sales e-invoices are still issued through your licensed GDT provider, and BancoOS records them.

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