AI Regulatory Reporting for Banks
Prepare, validate and submit SBV and GDT returns with automated data lineage, controls and evidence packs — freeing compliance teams from spreadsheet chains.
Overview
BancoOS assembles regulatory returns from source data, runs validation rules and produces submission files with full audit trails.
Industry challenges
- Reports built in spreadsheets month after month.
- Data lineage lost between source and submission.
- Late-arriving corrections trigger rework.
- Audit findings on manual controls.
The BancoOS solution
Configurable regulatory templates, automated validation, lineage graph, versioned submissions and Copilot Q&A grounded in reported data.
Workflow diagram
Business outcomes
- 50% faster report production.
- Near-zero late submissions.
- Fewer audit findings.
- Full lineage from figure to source.
Integrations
Core banking, GL, sub-ledgers, GDT, SBV submission channels and data warehouse.
Security & compliance
Encryption, tenant isolation, RBAC, immutable audit log and in-region hosting.
Frequently asked questions
›Which SBV returns are supported?
Prudential returns, statistical returns, credit and deposit series and ad-hoc information requests — configurable per bank.
›Does BancoOS handle GDT returns?
Yes. VAT, CIT, PIT and withholding returns with GDT-aligned formats and evidence.
›How is data lineage tracked?
Every reported figure links back to source records via a lineage graph browsable in the UI.
›How are late corrections handled?
Amendment workflows preserve audit history and re-submit with delta explanation.
›Can we Q&A a return in natural language?
Yes. Copilot answers questions grounded in the exact figures and their lineage.
›How is validation configured?
Rules editor with regulator-published checks plus custom rules; changes are versioned.
›How long to deploy?
8–12 weeks for the first return; additional returns onboard in weeks.
›Is submission automated?
Yes. Where regulator channels allow, submission and receipt capture are automated.
›Is data hosted in Vietnam?
Yes. In-region hosting is standard, with single-tenant options for regulated banks.
›What ROI do compliance teams see?
Typical results: 50% faster report production, near-zero late submissions and fewer audit findings.
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